8 Apps Like Possible Finance For Instant Cash

Situations and times wherein the need for money don’t come knocking. In times of need payday loan apps help us go through the tough times or fulfill our needs or desires. However, payday loans become expensive as we continue using them because of their high interest. 

Possible Finance is a nice one to consider. Nonetheless, there are apps like Possible Finance to get through your financial crisis and are worth considering. 

Therefore we have listed the best apps like Possible Finance. Go through all of them to get your hands on the one that suits you the best. 

Here’s The List Of Apps Like Possible Finance

Below is the list of best apps like Possible Finance to manage your banking stuff and for payday loans.

1. MoneyLion

MoneyLion stands in the first place of our apps like Possible Finance. The app’s best for people who want to boost their credit and are interested in cryptocurrency trading, integrity bank, investment, and installments.

Apps Like Possible Finance

If you wish to simplify your accounts or make financial goals easy MoneyLion is one of the best apps you can consider. It’s generally free to use and the features that cost are not that high. Also, it has credit builder loans and 0% APR cash advances. 

Along with credit builder plus, it offers instant cash, mobile banking, automated investment, no account minimums, and is mostly a fee-free platform. However, for a credit builder plus account, you will pay $19.99 monthly and loan payment. 

2. Dave

Another one among apps like Possible Finance is Dave which makes banking really convenient. So what does Dave offer? You can get up to $200 (Dave banking members) and $100 each with no interest and credit check, build credit, absolutely no hidden fees, access to 30000 free ATMs with a money pass, manage expenses like rent, trips, utilities, etc with its planning tool.

Apps Like Possible Finance

Apart from all the features, Dave also lets you find ways to earn extra money like side jobs or work from home kinda stuff that suits you best on its app.

Furthermore, there are eligibility criteria like qualifying first two direct deposits, enrollment in level credit is required, and some other ones. Also, Dave boasts it has saved around $200 million users from bank overdraft fees. 

3. Earnin

Now, earnin is also quite a popular app like Possible Finance. Earnin is a far better option than payday loan services. It doesn’t let you fall into debts and overdraft fees. With earnin, you can get your cash before payday up to $100 for the hours you actually worked. 

Apps Like Possible Finance

The thing is earnin can only be used by people who are salaried per hour or a day or an employee, freelancers, and other job workers may not use earnin. As well as earnin should be able to track your work in order to pay you, like maybe you have to turn on your location or upload task receipts. You should also tip them every time you use earnin a few bucks.

The good thing is there is no interest and fees and tip feature, however that may add up to a huge amount later. 

4. FloatMe

FloatMe as the name suggests will not let you drown in bank overdraft fees or debts. One can get a better financial future with FloatMe by making the right decisions. 

Apps Like Possible Finance

It supports financial organizations such as Bank of America, Wells Fargo, Chase, Navy Federal Credit Union, and USAA and you can get instant payday cash up to $50 between paychecks. 

Features of FloatMe include there are no interest or credit checks, get paid early, overdraft predictions and alerts, and also track your cash inflows and outflows. Also, you get access to its vast library of financial resources that cover all topics like taxes, budgets, etc. 

Moreover, the app is encrypted with 256 bit and currently doesn’t support chime, varo, and prepaid cards.  

5. Brigit

Bright is another nice app that you can consider to build your credit and budget better. It takes not much time to sign up and there are no credit checks and interest.

Apps Like Possible Finance

One can receive cash advances of up to $250 instantly. To build your credit score you can also go for a Brigit credit builder that gives you $600 with $50 monthly payments i.e no APR and you can pay back in over 12 months. 

It reports to 3 credit bureaus: Experian, Equifax, and Transunion and you can request cash anytime. Brigit alerts you if your balance is running low and keeps you on track.

Also, it is secured with 256-bit encryption. It works with 15000+ banks like Bank of America, Wells Fargo, TD Bank, Chase.

6. PayActiv

To keep your earnings, savings, and spendings in control PayActiv is another one among apps like Possible Finance you can consider. 

You can get paid for the hours you have worked i.e insta cash directly into a bank account or PayActiv card. Features of PayActiv are easy, free, instant mobile payments, smart save and smart spend to stay on track, real-time insights, no hidden fees, and free withdrawals at 37000+ MoneyPass ATMs. 

PayActiv card is very convenient and secure and can be used with Google pay or Apple wallet and supports touchless payments at stores and a lot more.

You can use it to get a ride, pick up cash from Walmart, pay bills, etc. Yes, there’s no interest and loans, only your earned money before paycheck. 

7. Chime

Chime is a pretty popular app and helps you with mobile banking and managing. Chime is a financial company and not a bank that has your back. 

Apps Like Possible Finance

To name a few Chime benefits, it is secure with its 2-factor authentication- touch and face ID and instant alerts, access to 60000+ fee-free ATMs, no maintenance fee, eligible one’s can overdraft up to $200 on the debit card on their purchases and initially, all qualified ones are allowed $20 and can also get your paycheck 2 days earlier. 

To improve your credit score you can opt for a credit builder. To get access to it you’ll have to qualify certain criteria though like a deposit of $200. You can save your money with an automatic savings feature and pay friends with no transfer fees. 

8. Branch

And the last one in our list of apps like Possible Finance is Branch and yeah this one’s also a nice alternative you can go for. This one’s a personal loan application that lets you get loans of around 50000 at 2-3% monthly APR. You can repay the loans in 6 months. 

Apps Like Possible Finance

From the convenience of your phone Branch is a nice way to borrow, save and improve financial health. It also offers a free credit score report that is sent to your Gmail.

Some of its features include no late charges, no paperwork, collateral, office visits, easy access 24/7, lower fees, flexible payments, and easy sign-up. 

Medical, home renovation, education, vehicle, travel, student, shopping are few personal loans that Branch offers. And you can get the loans within 3 minutes. 


Above are some of the best apps like Possible Finance to utilize in times of need and to manage your finances and expenditure. However, anything overused may give trouble, make sure you don’t fall into debt. 

Hope you found the article helpful, let us know if you have any suggestions or questions in the comment section. 

Leave a Comment